Step 1: Submit Your Loan Request Online

Start by filling out our short and secure form—available 24/7. It only takes 2–3 minutes to complete.

You’ll be asked to provide some basic info:

• How much you want to borrow ($500 to $5,000)
• Your employment and income details
• Contact and bank account information

Don’t worry—this step won’t affect your credit score, and there’s no obligation to accept any offer.

Step 2: We Match You With a Lender

Once your form is submitted, our system searches our trusted network of approved U.S. lenders to find one that fits your profile.

If there’s a match, you’ll be redirected to review the lender’s loan offer. You can:

• Review loan terms, APR, and repayment timeline
• Accept or decline the offer—it’s completely up to you
• Speak directly with the lender if you need clarification

Step 3: Accept the Offer & Get Funded

If you’re happy with the loan terms, simply e-sign the agreement and the lender will process your funds.

In most cases, the money will be deposited directly into your bank account by the next business day—sometimes even the same day depending on the time you applied.

Step 4: Repay with Confidence

Repaying your loan is just as easy. Depending on the lender, you may repay:

• In one lump sum
• Through installment payments over a set period
• Or early with no prepayment penalties (saving you money)

Set up auto-payments if available to avoid missed due dates and late fees.