Our Role as a Loan Connection Service

15MFinance.online is not a lender. We do not issue loans, make credit decisions, or determine loan amounts, rates, or terms. Instead, we act as a bridge between consumers and legitimate lenders who may be able to meet your financial needs.

Once you submit your loan request through our secure form, we attempt to match you with one or more lenders based on your application, location, and lender criteria.

Responsible Lending Commitment

The lenders in our network are expected to:

• Follow all state and federal lending regulations
• Disclose all loan terms and fees clearly before you agree to borrow
• Avoid predatory practices or deceptive marketing
• Respect your right to decline any offer without obligation

Borrowers should carefully review the lender’s terms before accepting any loan. Each lender has its own policies, repayment timelines, and interest rates, which may vary by state and borrower qualifications.

Loan Eligibility Requirements

Loan eligibility is determined by the lender, but most require:

• Proof of stable income
• A valid government-issued ID
• An active checking account
• A valid phone number and email address

Lenders may perform a soft or hard credit check, depending on their underwriting process. 15M Finance does not control or influence approval decisions.

Loan Usage Disclaimer

Short-term and emergency loans should be used for temporary financial relief, not as a long-term solution. Borrowers are encouraged to:

• Repay loans on time to avoid additional fees
• Avoid “rolling over” loans unnecessarily
• Seek credit counseling if facing long-term debt challenges

Transparency & Disclosure

Before finalizing a loan, the lender must provide a Truth in Lending Act (TILA) disclosure. This includes:

• Annual Percentage Rate (APR)
• Total loan cost
• Payment schedule
• Fees or penalties, if any

If a lender fails to disclose this information, we encourage you to decline the offer and report the issue to us immediately.

Privacy & Data Usage

15M Finance is committed to protecting your personal information. We use SSL encryption to safeguard your data and only share your details with lenders you may qualify for.
Read our full Privacy Policy for more information.

Questions or Concerns?

We’re here to help you make informed financial decisions.
For any questions about this Lending Policy or how our service works, reach out to:

Email: contact@15mfinance.online
Contact Us Page: https://15mfinance.online/contact/